First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

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##Szablon_SPECDESC##

afrikaans First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

albanian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

armenian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

azerbaijani First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

basque First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

belarusian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

bulgarian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

catalan First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

chineses First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

chineset First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

croatian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

czech First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

danish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

dutch First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

english First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

estonian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

filipino First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

finnish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

french First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

galician First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

georgian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

german First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

greek First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

haitian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

hindi First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

hungarian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

icelandic First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

indonesian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

irish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

italian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

japanese First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

korean First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

latvian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

lithuanian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

macedonian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

malay First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

maltese First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

norwegian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

polish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

portuguese First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

romanian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

russian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

serbian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

slovak First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

slovenian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

spanish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

swahili First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

swedish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

thai First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

turkish First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

ukrainian First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

vietnamese First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

First Morris Bank and Trust, Morris Township (New Jersey) 07960, 250 Madison Avenue

Nimi (Branch)): First Morris Bank and Trust
Osoite (Branch): 250 Madison Avenue
Postinumero (Branch): 07960
City (Raportoitu) (Branch): Morris Township
County Nimi (Branch): Morris
Valtion Nimi (Branch): New Jersey

Oppilaitoksen nimi: FIRST MORRIS BANK&TRUST
Osoite (laitos): 250 Madison Avenue
Postinumero (laitos): 07960
Toimielin päämaja, kaupunki: Morris Township
County nimi (laitos): Morris
Valtion nimi (toimielimen päätoimipaikka): New Jersey

Taseen loppusumma: 414,962,000 USD (Four Hundred and Fourteen Million Nine Hundred and Sixty-Two Thousand $)
Yhteensä Kotimaa Talletukset: 368,752,000 USD (Three Hundred and Sixty-Eight Million Seven Hundred and Fifty-Two Thousand $)
Yhteensä Kotimaiset talletukset toimielinten: 368,752,000 USD (Three Hundred and Sixty-Eight Million Seven Hundred and Fifty-Two Thousand $)
Talletukset (Branch) (ja tuhansia dollareita): 98,245,000 USD (Ninety-Eight Million Two Hundred and Fourty-Five Thousand $)
Teollisuuden erikoistuminen Kuvaus: COMMERCIAL LENDING

The Pennsville National Bank (The Pennsville National Bank)
170 South Broadway
08070 Pennsville
New Jersey (Salem)
95,637,000 USD (Ninety-Five Million Six Hundred and Thirty-Seven Thousand $)

Gotham Parkway Branch (Fleet National Bank)
192 Paterson Plank Road
07072 Carlstadt
New Jersey (Bergen)
55,786,000 USD (Fifty-Five Million Seven Hundred and Eigthy-Six Thousand $)

Parsippany Branch (Fleet National Bank)
3035 Route 46
07054 Parsippany
New Jersey (Morris)
116,751,000 USD (One Hundred and Sixteen Million Seven Hundred and Fifty-One Thousand $)

Oakland Branch (Fleet National Bank)
15 Yawpo Avenue
07436 Oakland
New Jersey (Bergen)
67,131,000 USD (Sixty-Seven Million One Hundred and Thirty-One Thousand $)

Bessemer Trust Company (Bessemer Trust Company)
100 Woodbridge Center Drive
07095 Woodbridge
New Jersey (Middlesex)
505,563,000 USD (Five Hundred and Five Million Five Hundred and Sixty-Three Thousand $)

Interchange Bank (Interchange Bank)
80 West Plaza Two
07662 Saddle Brook
New Jersey (Bergen)
90,667,000 USD (Ninety Million Six Hundred and Sixty-Seven Thousand $)

Montvale Main Branch (Fleet National Bank)
80 Chestnut Ridge Road
07645 Montvale
New Jersey (Bergen)
166,957,000 USD (One Hundred and Sixty-Six Million Nine Hundred and Fifty-Seven Thousand $)

West Deptford Township Branch (Fleet National Bank)
Route 45 and Budd Boulevard
08096 West Deptford To
New Jersey (Gloucester)
54,222,000 USD (Fifty-Four Million Two Hundred and Twenty-Two Thousand $)

Route 22 Springfield Branch (Wachovia Bank, National Association)
U.S. Route 22 and Hillside A
07081 Springfield
New Jersey (Union)
28,215,000 USD (Twenty-Eight Million Two Hundred and Fifteen Thousand $)

1345 Chew Landing Road Branch (Fleet National Bank)
1345 Chew Landing Road
08021 Laurel Springs
New Jersey (Camden)
47,801,000 USD (Fourty-Seven Million Eight Hundred and One Thousand $)

Lakeland Bank (Lakeland Bank)
One Lakeland Plaza
07435 Newfoundland
New Jersey (Passaic)
96,604,000 USD (Ninety-Six Million Six Hundred and Four Thousand $)

Old Bridge Branch (Fleet National Bank)
2359 Route 9
08857 Old Bridge Towns
New Jersey (Middlesex)
80,807,000 USD (Eigthy Million Eight Hundred and Seven Thousand $)

Kenilworth Branch (Wachovia Bank, National Association)
477 Boulevard
07033 Kenilworth
New Jersey (Union)
108,337,000 USD (One Hundred and Eight Million Three Hundred and Thirty-Seven Thousand $)

Denville Branch (Fleet National Bank)
125 East Main Street
07834 Denville
New Jersey (Morris)
62,721,000 USD (Sixty-Two Million Seven Hundred and Twenty-One Thousand $)

Ramapo Branch (Valley National Bank)
64 Mountain View Boulevard
07470 Wayne Township
New Jersey (Passaic)
39,952,000 USD (Thirty-Nine Million Nine Hundred and Fifty-Two Thousand $)

Fair Lawn Branch (Valley National Bank)
20-24 Fair Lawn Avenue
07410 Fair Lawn
New Jersey (Bergen)
78,085,000 USD (Seventy-Eight Million Eigthy-Five Thousand $)

Roxbury Branch (Fleet National Bank)
15 Commerce Boulevard
07876 Succasunna
New Jersey (Morris)
133,985,000 USD (One Hundred and Thirty-Three Million Nine Hundred and Eigthy-Five Thousand $)

Bergenfield Washington Branch (Fleet National Bank)
35 South Washington Avenue
07621 Bergenfield
New Jersey (Bergen)
88,105,000 USD (Eigthy-Eight Million One Hundred and Five Thousand $)

Pennsauken Branch (Fleet National Bank)
4900 Route 70
08110 Pennsauken Towns
New Jersey (Camden)
36,338,000 USD (Thirty-Six Million Three Hundred and Thirty-Eight Thousand $)

Brunswick Avenue Branch (Wachovia Bank, National Association)
891 Brunswick Avenue
08638 Trenton
New Jersey (Mercer)
58,389,000 USD (Fifty-Eight Million Three Hundred and Eigthy-Nine Thousand $)

Morris Branch (United Trust Bank)
150 East Hanover Avenue
07961 Morris Township
New Jersey (Ocean)
13,277,000 USD (Thirteen Million Two Hundred and Seventy-Seven Thousand $)

Abbey Branch (Fleet National Bank)
355 Madison Avenue
07960 Morris Township
New Jersey (Morris)
38,685,000 USD (Thirty-Eight Million Six Hundred and Eigthy-Five Thousand $)

Ridgedale Avenue Mini Branch (First Morris Bank and Trust)
150 Ridgedale Avenue
07960 Morris Township
New Jersey (Morris)
15,572,000 USD (Fifteen Million Five Hundred and Seventy-Two Thousand $)

Morris Township Branch (Hudson United Bank)
221 Madison Avenue
07960 Morris Township
New Jersey (Morris)
26,294,000 USD (Twenty-Six Million Two Hundred and Ninety-Four Thousand $)

Morris Boulevard Branch 331 (National Bank of Commerce)
800 West Morris Boulevard
37813 Morristown
Tennessee (Hamblen)
16,749,000 USD (Sixteen Million Seven Hundred and Fourty-Nine Thousand $)

South Street Branch (JPMorgan Chase Bank)
225 South Street
07960 Morristown
New Jersey (Morris)
158,653,000 USD (One Hundred and Fifty-Eight Million Six Hundred and Fifty-Three Thousand $)

Red Oak Bank (Red Oak Bank)
190 Park Avenue
07962 Hanover Township
New Jersey (Morris)
66,909,000 USD (Sixty-Six Million Nine Hundred and Nine Thousand $)

Speedwell Avenue Branch (Fleet National Bank)
32 Speedwell Avenue
07960 Morristown
New Jersey (Morris)
32,822,000 USD (Thirty-Two Million Eight Hundred and Twenty-Two Thousand $)

Morristown - Private Banking Branch (JPMorgan Chase Bank)
225 South Street
07960 Morristown
New Jersey (Morris)
0 USD (zero $)

Morristown Plaza Branch (Greene County Bank)
1908 West Andrew Johnson Hig
37814 Morristown
Tennessee (Hamblen)
20,525,000 USD (Twenty Million Five Hundred and Twenty-Five Thousand $)

Morristown West Branch (Greene County Bank)
3610 West Andrew Johnson Hig
37814 Morristown
Tennessee (Hamblen)
19,782,000 USD (Nineteen Million Seven Hundred and Eigthy-Two Thousand $)

488 West Main Street Branch (Ameriana Bank and Trust, SB)
488 West Main Street
46161 Morristown
Indiana (Shelby)
19,469,000 USD (Nineteen Million Four Hundred and Sixty-Nine Thousand $)

Alpha Branch (SunTrust Bank)
5716 West Andrew Johnson Hig
37814 Morristown
Tennessee (Hamblen)
22,392,000 USD (Twenty-Two Million Three Hundred and Ninety-Two Thousand $)

College Square Branch (SunTrust Bank)
2240 East Morris Boulevard
37813 Morristown
Tennessee (Hamblen)
19,997,000 USD (Nineteen Million Nine Hundred and Ninety-Seven Thousand $)

Morris Plains Branch (First Morris Bank and Trust)
381 Speedwell Avenue
07950 Morris Plains
New Jersey (Morris)
80,632,000 USD (Eigthy Million Six Hundred and Thirty-Two Thousand $)

North Park Place Branch (First Morris Bank and Trust)
24 North Park Place
07960 Morristown
New Jersey (Morris)
31,234,000 USD (Thirty-One Million Two Hundred and Thirty-Four Thousand $)

Denville Branch (First Morris Bank and Trust)
41 Broadway
07834 Denville
New Jersey (Morris)
64,337,000 USD (Sixty-Four Million Three Hundred and Thirty-Seven Thousand $)

Madison Branch (First Morris Bank and Trust)
80 Main Street
07940 Madison
New Jersey (Morris)
24,895,000 USD (Twenty-Four Million Eight Hundred and Ninety-Five Thousand $)

Dover Branch (First Morris Bank and Trust)
Route 46 Sammis Avenue
07801 Dover
New Jersey (Morris)
20,482,000 USD (Twenty Million Four Hundred and Eigthy-Two Thousand $)

Randolph (First Morris Bank and Trust)
1185 Sussex Turnpike
07869 Randolph
New Jersey (Morris)
33,355,000 USD (Thirty-Three Million Three Hundred and Fifty-Five Thousand $)

Israel Discount Bank Of New York (Israel Discount Bank of New York)
511 Fifth Avenue
10017 New York City
New York (New York)
2,582,974,000 USD (Two Thousand Five Hundred and Eigthy-Two Million Nine Hundred and Seventy-Four Thousand $)

Illini Bank (Illini Bank)
3200 West Iles Avenue
62707 Springfield
Illinois (Sangamon)
78,586,000 USD (Seventy-Eight Million Five Hundred and Eigthy-Six Thousand $)

Elmhurst Branch (MB Financial Bank, National Association)
990 North York Road
60126 Elmhurst
Illinois (DuPage)
139,448,000 USD (One Hundred and Thirty-Nine Million Four Hundred and Fourty-Eight Thousand $)

Fayetteville Main Branch (Branch Banking and Trust Company)
316 Green Street
28301 Fayetteville
North Carolina (Cumberland)
0 USD (zero $)

Bentonville Branch (Bank of America, National Association)
808 South Walton Boulevard
72712 Bentonville
Arkansas (Benton)
15,580,000 USD (Fifteen Million Five Hundred and Eigthy Thousand $)

Cullen Center Branch (The Frost National Bank)
600 Jefferson Street
77002 Houston
Texas (Harris)
0 USD (zero $)

Telluride Branch (WestStar Bank)
238 East Colorado Avenue
81435 Telluride
Colorado (San Miguel)
85,809,000 USD (Eigthy-Five Million Eight Hundred and Nine Thousand $)

Broadmoor Skyway Branch (Keybank National Association)
1521 South 8th Street
80906 Colorado Springs
Colorado (El Paso)
38,145,000 USD (Thirty-Eight Million One Hundred and Fourty-Five Thousand $)

Baytown Lacy Drive Branch (Southwest Bank of Texas National Association)
1 Bay Plaza
77520 Baytown
Texas (Harris)
52,984,000 USD (Fifty-Two Million Nine Hundred and Eigthy-Four Thousand $)

Merriam Branch (U.S. Bank National Association)
8600 Shawnee Mission Parkway
66201 Merriam
Kansas (Johnson)
34,371,000 USD (Thirty-Four Million Three Hundred and Seventy-One Thousand $)

Original information:
# FDIC Todistuksen numero: 19975
# FRB tunnistenumero: 926203.00000000
# OTS etiketti määrä: 13989.00000000
# Oppilaitoksen nimi: FIRST MORRIS BANK&TRUST
# Oppilaitoksen nimi: First Morris Bank and Trust
# FRB ID numero (Band Holding Company): 0.00000000
# Multi-Pankki Holding Company lippu: 0.00000000
# Ei Bank Holding Company lippu: 1.00000000
# Yksi Bank Holding Company lippu: 0.00000000
# Yksikkö Pankki lippu: 0.00000000
# Ensisijainen Federal Regulator: FDIC
# Ensisijainen vakuutuskassa: BIF
# OAKAR lippu: 0.00000000
# Peruskirjan Agent Code: STATE
# Peruskirjan Agent nimi: State Agency
# FRB Piirin numero: 2.00000000
# Toimielin luokka: NM
# Luokan numero: 21
# QBP aluenumero: 1.00000000
# QBP Alueen nimi: Northeast
# FDIC aluenumero: 2
# FDIC Alueen nimi: New York
# Federal Reserve Piirin nimi: New York
# OCC Piirin numero: 1
# OCC Alueen nimi: Northeast District
# OTS Alueen nimi: Northeast
# OTS aluenumero: 1.00000000
# Valtion Code: NJ
# Valtion nimi (toimielimen päätoimipaikka): New Jersey
# Valtion määrä (oppilaitoksen nimi): 34
# County nimi (laitos): Morris
# County määrä (oppilaitoksen nimi): 27.00000000
# Valtion ja County määrä (oppilaitoksen nimi): 34027.00000000
# Toimielin päämaja, kaupunki: Morris Township
# Toimielin päämaja, City (USPS): Morristown
# Osoite (laitos): 250 Madison Avenue
# Postinumero (laitos): 07960
# Paikka koodinumero: 0.00000000
# FIPS CMSA Code (pääkonttori): 0
# MSA-koodi (laitos): 0
# FIPS Maan nimi: United States
# Uudet tiili ja laasti lippu: 0.00000000
# Toimeenpano lippu: 0.00000000
# Valtion peruskirjan lippu: 1.00000000
# TFR Ilmoita lippu: 0.00000000
# Soita Ilmoita lippu: 1.00000000
# Vakuutettu Commercial Bank lippu: 1.00000000
# Vakuutettu Säästöt Toimielin lippu: 0.00000000
# Vakuutetut Toimielin lippu: 1.00000000
# Vakuutetut FDIC lippu: 1.00000000
# Sulkutilejä (TFR): 0.00000000
# International Banking Act yksikkö lippu: 0.00000000
# USA sivukonttorit ulkomaisten laitosten lippu: 0.00000000
# Sasser lippu: 0.00000000
# Kysyntä Talletus vakuutetut Toimialat: 0.00000000
# Aika ja tallentaminen Deposit vakuutetut Toimialat: 0.00000000
# Yhteensä Kotimaiset talletukset toimielinten: 368752.00000000
# Yhteensä Kotimaa Talletukset: 368752.00000000
# Talletukset (Branch) (ja tuhansia dollareita): 98245.00000000
# Taseen loppusumma: 414962.00000000
# Vastaavaa koko ilmaisin: 5.00000000
# Vastaavaa 100M 300m lippu: 0.00000000
# Vastaavaa Yli 10B lippu: 0.00000000
# Vastaavaa 1B 3B lippu: 0.00000000
# Keskeneräiset 25M lippu: 0.00000000
# Vastaavaa 25m-50m lippu: 0.00000000
# Vastaavaa 300M ja 500M lippu: 1.00000000
# Vastaavaa 3B 10B lippu: 0.00000000
# Vastaavaa 500m 1B lippu: 0.00000000
# Vastaavaa 50m 100m lippu: 0.00000000
# CENCODES C, E, N ja M: M
# Branch Kotipaikka ilmaisin: 1.00000000
# SOD Alue Book Number: 1
# Kotimaan Toimielin lippu: 1.00000000
# Office määrä: 0
# Office Type: MO
# Pääkonttori nimeäminen lippu: 1.00000000
# Branch nimeäminen lippu: 0.00000000
# Unique Identification Number (Branch): 13717.00000000
# Nimi (Branch)): First Morris Bank and Trust
# Valtion Code (Branch): NJ
# Valtion Nimi (Branch): New Jersey
# Valtion numero (Branch): 34
# County Nimi (Branch): Morris
# Maa-numero (Branch): 27.00000000
# Valtion ja County numero (Branch): 34027
# City (Raportoitu) (Branch): Morris Township
# City (USPS) (Branch): Morristown
# Osoite (Branch): 250 Madison Avenue
# Postinumero (Branch): 07960
# FIPS CMSA Code (Branch): 0
# MSA-koodi (Branch): 0
# FIPS Maan nimi (Branch): United States
# Branch tyyppi: 11
# Consol / Arvioitu / Non-Dep: 0
# FDIC aluenumero Branch): 2
# FDIC Alueen nimi (Branch): New York
# Soita Raportti lippu (Branch): 1.00000000
# TFR Raportti lippu (Branch): 0.00000000
# Raportti Päivämäärä: 0000-00-00 00:00:00
# Raportti Päivämäärä (VVKKPP): 2003-06-30
# Raportti Päivämäärä (YYMM): 2020-03-06
# Tietolähde tunnus: SIMS_I
# GEO_Census_Block_Group: 340270433021
# Yhdistetty tilasto Alueen nimi (laitos): New York-Newark-Bridgeport, NY-NJ-CT-PA
# Core tilastonimikkeistö Alueen nimi (laitos): New York-Northern New Jersey-Long Island, NY-NJ-PA
# Yhdistetty tilastoalueet (laitos): 408
# Core perusteella tilastoalueet (laitos): 35620
# Metropolitan tilastoalueet (Branch): 35620
# Metropolitan tilasto Alueen nimi (Branch): New York-Northern New Jersey-Long Island
# Yhdistetty tilastoalueet (Branch): 408
# Yhdistetty tilasto Alueen nimi (Branch): New York-Newark-Bridgeport, NY-NJ-CT-PA
# Core perusteella tilastoalueet (Branch): 35620
# Core tilastonimikkeistö Alueen nimi (Branch): New York-Northern New Jersey-Long Island
# Metropolitan alueet Flag (Branch): 35084
# Metropolitan alueet Nimi (Branch): Newark-Union, NJ-PA
# Metropolitan alueet Flag (Branch): 1
# Micropolitan alueet Flag (Branch): 0
# Metropolitan alueet nimi (laitos): Newark-Union, NJ-PA
# Metropolitan tilastoalueet (laitos): 35620
# Metropolitan tilasto Alueen nimi (laitos): New York-Northern New Jersey-Long Island
# Metropolitan alueet Flag (laitos): 35084
# Metropolitan alueet Flag (laitos): 1
# Micropolitan alueet Flag (laitos): 0
# Teollisuuden erikoistuminen Group: 4.00000000
# Teollisuuden erikoistuminen Kuvaus: COMMERCIAL LENDING
# New England County kaupunkikeskus (Branch): 0.00000000
# New England County kaupunkikeskus (laitos): 0.00000000