Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

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afrikaans Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

albanian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

armenian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

azerbaijani Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

basque Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

belarusian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

bulgarian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

catalan Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

chineses Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

chineset Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

croatian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

czech Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

danish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

dutch Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

english Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

estonian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

filipino Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

finnish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

french Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

galician Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

georgian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

german Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

greek Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

haitian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

hindi Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

hungarian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

icelandic Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

indonesian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

irish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

italian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

japanese Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

korean Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

latvian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

lithuanian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

macedonian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

malay Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

maltese Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

norwegian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

polish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

portuguese Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

romanian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

russian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

serbian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

slovak Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

slovenian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

spanish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

swahili Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

swedish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

thai Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

turkish Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

ukrainian Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

vietnamese Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

Lebanon Branch, Lebanon (Oregon) 97355, 777 Park Street

Nimi (Branch)): Lebanon Branch
Osoite (Branch): 777 Park Street
Postinumero (Branch): 97355
City (Raportoitu) (Branch): Lebanon
County Nimi (Branch): Linn
Valtion Nimi (Branch): Oregon

Oppilaitoksen nimi: UMPQUA BANK
Osoite (laitos): P. O. Box 1820
Postinumero (laitos): 97470
Toimielin päämaja, kaupunki: Roseburg
County nimi (laitos): Douglas
Valtion nimi (toimielimen päätoimipaikka): Oregon

Taseen loppusumma: 2,732,473,000 USD (Two Thousand Seven Hundred and Thirty-Two Million Four Hundred and Seventy-Three Thousand $)
Yhteensä Kotimaa Talletukset: 2,288,647,000 USD (Two Thousand Two Hundred and Eigthy-Eight Million Six Hundred and Fourty-Seven Thousand $)
Yhteensä Kotimaiset talletukset toimielinten: 0 USD (zero $)
Talletukset (Branch) (ja tuhansia dollareita): 23,042,000 USD (Twenty-Three Million Fourty-Two Thousand $)
Teollisuuden erikoistuminen Kuvaus: COMMERCIAL LENDING

Sweet Home Branch (Umpqua Bank)
1890 Main Street
97386 Sweet Home
Oregon (Linn)
15,224,000 USD (Fifteen Million Two Hundred and Twenty-Four Thousand $)

Tangent Branch (Umpqua Bank)
33651 Hwy 99e
97389 Tangent
Oregon (Linn)
7,148,000 USD (Seven Million One Hundred and Fourty-Eight Thousand $)

Black Oak Branch (Premier West Bank)
2600 East Barnett Road
97504 Medford
Oregon (Jackson)
42,816,000 USD (Fourty-Two Million Eight Hundred and Sixteen Thousand $)

Central Point Branch (Premier West Bank)
300 East Pine Street
97502 Central Point
Oregon (Jackson)
34,493,000 USD (Thirty-Four Million Four Hundred and Ninety-Three Thousand $)

Bank Of Portland (Bank of Salem)
3320 N.E. Sandy Blvd
97232 Portland
Oregon (Multnomah)
21,658,000 USD (Twenty-One Million Six Hundred and Fifty-Eight Thousand $)

Spring Ridge At Charbonneau (The Cowlitz Bank)
32200 Sw French Prairie Rd
97070 Wilsonville
Oregon (Clackamas)
7,599,000 USD (Seven Million Five Hundred and Ninety-Nine Thousand $)

Gladstone Branch (The Merchants Bank)
35 Southeast 82nd Drive
97027 Gladstone
Oregon (Clackamas)
15,631,000 USD (Fifteen Million Six Hundred and Thirty-One Thousand $)

Beaverton Mall Branch (Bank of the West)
2921-A Southwest Cedar Hills
97005 Beaverton
Oregon (Washington)
7,308,000 USD (Seven Million Three Hundred and Eight Thousand $)

Kruise Woods Branch (Bank of the West)
5005 Southwest Meadows Road
97035 Lake Oswego
Oregon (Clackamas)
8,741,000 USD (Eight Million Seven Hundred and Fourty-One Thousand $)

Lancaster Drive Branch (Bank of the West)
2157 Lancaster Drive, Northe
97305 Salem
Oregon (Marion)
8,205,000 USD (Eight Million Two Hundred and Five Thousand $)

Northwest Portland Branch (HomeStreet Bank)
22 Northwest 23rd Avenue
97210 Portland
Oregon (Multnomah)
16,635,000 USD (Sixteen Million Six Hundred and Thirty-Five Thousand $)

Lake Oswego Branch (HomeStreet Bank)
101 A Avenue
97034 Lake Oswego
Oregon (Clackamas)
19,992,000 USD (Nineteen Million Nine Hundred and Ninety-Two Thousand $)

Portland Branch (HomeStreet Bank)
16200 Southwest Pacific High
97224 Portland
Oregon (Washington)
28,107,000 USD (Twenty-Eight Million One Hundred and Seven Thousand $)

Springfield Harlow Branch (LibertyBank)
1008 Harlow Road
97477 Springfield
Oregon (Lane)
35,021,000 USD (Thirty-Five Million Twenty-One Thousand $)

East Barnett Branch (LibertyBank)
295 East Barnett Road
97501 Medford
Oregon (Jackson)
27,406,000 USD (Twenty-Seven Million Four Hundred and Six Thousand $)

660 S E 7th St Branch (LibertyBank)
660 S E 7th St
97526 Grants Pass
Oregon (Josephine)
67,347,000 USD (Sixty-Seven Million Three Hundred and Fourty-Seven Thousand $)

1000 Biddle Rd Branch (LibertyBank)
1000 Biddle Rd
97504 Medford
Oregon (Jackson)
55,460,000 USD (Fifty-Five Million Four Hundred and Sixty Thousand $)

805 NW Bond Branch (LibertyBank)
805 NW Bond
97702 Bend
Oregon (Deschutes)
57,671,000 USD (Fifty-Seven Million Six Hundred and Seventy-One Thousand $)

Woodburn Branch (Washington Mutual Bank)
1539 Mt. Hood Avenue
97071 Woodburn
Oregon (Marion)
34,924,000 USD (Thirty-Four Million Nine Hundred and Twenty-Four Thousand $)

Stayton Branch (Washington Mutual Bank)
1089 North First
97383 Stayton
Oregon (Marion)
43,862,000 USD (Fourty-Three Million Eight Hundred and Sixty-Two Thousand $)

Lebanon Office (New Peoples Bank, Inc.)
685 Northeast Main Street
24266 Lebanon
Virginia (Russell)
26,696,000 USD (Twenty-Six Million Six Hundred and Ninety-Six Thousand $)

East Lebanon Branch (Wachovia Bank, National Association)
850 E Walnut St
17042 Lebanon
Pennsylvania (Lebanon)
42,759,000 USD (Fourty-Two Million Seven Hundred and Fifty-Nine Thousand $)

Lebanon Branch (The Farmers Bank, Frankfort, Indiana)
2304 North Lebanon Street
46052 Lebanon
Indiana (Boone)
35,567,000 USD (Thirty-Five Million Five Hundred and Sixty-Seven Thousand $)

Lebanon Branch (Bank of Lancaster County, National Association)
830 Norman Drive
17042 Lebanon
Pennsylvania (Lebanon)
3,959,000 USD (Three Million Nine Hundred and Fifty-Nine Thousand $)

Route 120 Branch (Ledyard National Bank)
42 Old Etna Road
03766 Lebanon
New Hampshire (Grafton)
7,149,000 USD (Seven Million One Hundred and Fourty-Nine Thousand $)

Lebanon Branch (Bank of the South)
1412 West Baddour Parkway
37087 Lebanon
Tennessee (Wilson)
58,992,000 USD (Fifty-Eight Million Nine Hundred and Ninety-Two Thousand $)

President's Trust Branch (Greene County Bank)
125 Castle Heights N. Suite
37087 Lebanon
Tennessee (Wilson)
0 USD (zero $)

67 North Park Street (Mascoma Savings Bank)
67 North Park Street
03766 Lebanon
New Hampshire (Grafton)
137,251,000 USD (One Hundred and Thirty-Seven Million Two Hundred and Fifty-One Thousand $)

1195 Quentin Road (Waypoint Bank)
1195 Quentin Road
17042 Lebanon
Pennsylvania (Lebanon)
56,781,000 USD (Fifty-Six Million Seven Hundred and Eigthy-One Thousand $)

2203 West Cumberland St (Waypoint Bank)
2203 West Cumberland St
17042 Lebanon
Pennsylvania (Lebanon)
32,522,000 USD (Thirty-Two Million Five Hundred and Twenty-Two Thousand $)

12 Centerra Pky, Suite 10 (Lake Sunapee Bank, FSB)
12 Centerra Pky, Suite 10
03766 Lebanon
New Hampshire (Grafton)
16,572,000 USD (Sixteen Million Five Hundred and Seventy-Two Thousand $)

Hanover Street (Lake Sunapee Bank, FSB)
Hanover Street
03766 Lebanon
New Hampshire (Grafton)
26,052,000 USD (Twenty-Six Million Fifty-Two Thousand $)

Heater Road (Lake Sunapee Bank, FSB)
Heater Road
03776 Lebanon
New Hampshire (Grafton)
25,846,000 USD (Twenty-Five Million Eight Hundred and Fourty-Six Thousand $)

11 S. Broadway, Po Box 826 (People's Community Bank)
11 S. Broadway, Po Box 826
45036 Lebanon
Ohio (Warren)
61,069,000 USD (Sixty-One Million Sixty-Nine Thousand $)

1101 Columbus Ave (People's Community Bank)
1101 Columbus Ave
45036 Lebanon
Ohio (Warren)
29,660,000 USD (Twenty-Nine Million Six Hundred and Sixty Thousand $)

108 W. Saint Louis St. (First FSB of Mascoutah)
108 W. Saint Louis St.
62254 Lebanon
Illinois (St. Clair)
10,924,000 USD (Ten Million Nine Hundred and Twenty-Four Thousand $)

102 North Lebanon Street (Union Federal Bank of Indianapolis)
102 North Lebanon Street
46052 Lebanon
Indiana (Boone)
47,227,000 USD (Fourty-Seven Million Two Hundred and Twenty-Seven Thousand $)

2418 North Lebanon Street (Union Federal Bank of Indianapolis)
2418 North Lebanon Street
46052 Lebanon
Indiana (Boone)
12,615,000 USD (Twelve Million Six Hundred and Fifteen Thousand $)

Portland Branch (Umpqua Bank)
1448 North East Weidler
97293 Portland
Oregon (Multnomah)
38,930,000 USD (Thirty-Eight Million Nine Hundred and Thirty Thousand $)

Mill Plain Office (Umpqua Bank)
12019 Se Mill Plain Boulevar
98684 Vancouver
Washington (Clark)
17,120,000 USD (Seventeen Million One Hundred and Twenty Thousand $)

Central Point Branch (Umpqua Bank)
1780 East Pine Street
97502 Central Point
Oregon (Jackson)
12,000,000 USD (Twelve Million $)

Green Branch (Umpqua Bank)
4900 Grange Road
97470 Roseburg
Oregon (Douglas)
8,793,000 USD (Eight Million Seven Hundred and Ninety-Three Thousand $)

Waldport Branch (Umpqua Bank)
355 NW Alder Street
97394 Waldport
Oregon (Lincoln)
13,983,000 USD (Thirteen Million Nine Hundred and Eigthy-Three Thousand $)

Lancaster Branch (Umpqua Bank)
2595 Lancaster Dr Ne
97305 Salem
Oregon (Marion)
22,068,000 USD (Twenty-Two Million Sixty-Eight Thousand $)

Mary's Woods Office (Umpqua Bank)
17400 Holy Names Drive
97035 Lake Oswego
Oregon (Clackamas)
3,932,000 USD (Three Million Nine Hundred and Thirty-Two Thousand $)

Cherry Wood Village Office Branch (Umpqua Bank)
1417 Se 107th Avenue
97216 Portland
Oregon (Multnomah)
2,996,000 USD (Two Million Nine Hundred and Ninety-Six Thousand $)

Gresham Station Office Branch (Umpqua Bank)
1027 NW Norman Avenue
97030 Gresham
Oregon (Multnomah)
13,015,000 USD (Thirteen Million Fifteen Thousand $)

Pearl Branch (Umpqua Bank)
1139 NW Lovejoy
97209 Portland
Oregon (Multnomah)
5,334,000 USD (Five Million Three Hundred and Thirty-Four Thousand $)

Orchard Mesa Branch (Mesa National Bank)
2770 U.S. Highway 50
81503 Grand Junction
Colorado (Mesa)
9,180,000 USD (Nine Million One Hundred and Eigthy Thousand $)

Mnb Telluride Branch (Mesa National Bank)
101 East Colorado Avenue, Un
81435 Telluride
Colorado (San Miguel)
9,628,000 USD (Nine Million Six Hundred and Twenty-Eight Thousand $)

Eastgate Branch (Mesa National Bank)
2830-A North Avenue
81501 Grand Junction
Colorado (Mesa)
3,400,000 USD (Three Million Four Hundred Thousand $)

Coronado_branch (Mesa National Bank)
569-A 32 Road
81520 Clifton
Colorado (Mesa)
7,416,000 USD (Seven Million Four Hundred and Sixteen Thousand $)

Fruita Branch (Mesa National Bank)
135 South Plum Street
81521 Fruita
Colorado (Mesa)
4,100,000 USD (Four Million One Hundred Thousand $)

Aspen Branch (Mesa National Bank)
317 East Hopkins Avenue, Spa
81612 Aspen
Colorado (Pitkin)
9,343,000 USD (Nine Million Three Hundred and Fourty-Three Thousand $)

Mountain Village Branch (Mesa National Bank)
119 Lost Creek Lane, Unit 11
81435 Mountain Village
Colorado (San Miguel)
913,000 USD (Nine Hundred and Thirteen Thousand $)

Morris Township Branch (Hudson United Bank)
221 Madison Avenue
07960 Morris Township
New Jersey (Morris)
26,294,000 USD (Twenty-Six Million Two Hundred and Ninety-Four Thousand $)

Bernardsville Branch (Hudson United Bank)
50 Mine Brook Road
07924 Bernardsville
New Jersey (Somerset)
6,979,000 USD (Six Million Nine Hundred and Seventy-Nine Thousand $)

Shaw's Supermarket Branch (Eastern Bank)
Essex Center Drive
01960 Peabody
Massachusetts (Essex)
31,152,000 USD (Thirty-One Million One Hundred and Fifty-Two Thousand $)

Original information:
# FDIC Todistuksen numero: 17266
# FRB tunnistenumero: 143662.00000000
# OTS etiketti määrä: 9866.00000000
# Oppilaitoksen nimi: UMPQUA BANK
# Oppilaitoksen nimi: Umpqua Bank
# FRB ID numero (Band Holding Company): 2747644.00000000
# Nimi sääntelyn korkea pitää (BHC): UMPQUA HOLDINGS CORPORATION
# Multi-Pankki Holding Company lippu: 0.00000000
# Ei Bank Holding Company lippu: 0.00000000
# Yksi Bank Holding Company lippu: 1.00000000
# Valtion Code (BHC): OR
# City (Bank Holding Company): PORTLAND
# Yksikkö Pankki lippu: 0.00000000
# Ensisijainen Federal Regulator: FDIC
# Ensisijainen vakuutuskassa: BIF
# OAKAR lippu: 0.00000000
# Peruskirjan Agent Code: STATE
# Peruskirjan Agent nimi: State Agency
# FRB Piirin numero: 12.00000000
# Toimielin luokka: NM
# Luokan numero: 21
# QBP aluenumero: 6.00000000
# QBP Alueen nimi: West
# FDIC aluenumero: 14
# FDIC Alueen nimi: San Francisco
# Federal Reserve Piirin nimi: San Francisco
# OCC Piirin numero: 4
# OCC Alueen nimi: Midwest District
# OTS Alueen nimi: West
# OTS aluenumero: 5.00000000
# Valtion Code: OR
# Valtion nimi (toimielimen päätoimipaikka): Oregon
# Valtion määrä (oppilaitoksen nimi): 41
# County nimi (laitos): Douglas
# County määrä (oppilaitoksen nimi): 19.00000000
# Valtion ja County määrä (oppilaitoksen nimi): 41019.00000000
# Toimielin päämaja, kaupunki: Roseburg
# Toimielin päämaja, City (USPS): Roseburg
# Osoite (laitos): P. O. Box 1820
# Postinumero (laitos): 97470
# Paikka koodinumero: 0.00000000
# FIPS CMSA Code (pääkonttori): 0
# MSA-koodi (laitos): 0
# FIPS Maan nimi: United States
# Uudet tiili ja laasti lippu: 0.00000000
# Toimeenpano lippu: 0.00000000
# Valtion peruskirjan lippu: 1.00000000
# TFR Ilmoita lippu: 0.00000000
# Soita Ilmoita lippu: 1.00000000
# Vakuutettu Commercial Bank lippu: 1.00000000
# Vakuutettu Säästöt Toimielin lippu: 0.00000000
# Vakuutetut Toimielin lippu: 1.00000000
# Vakuutetut FDIC lippu: 1.00000000
# Sulkutilejä (TFR): 0.00000000
# International Banking Act yksikkö lippu: 0.00000000
# USA sivukonttorit ulkomaisten laitosten lippu: 0.00000000
# Sasser lippu: 0.00000000
# Kysyntä Talletus vakuutetut Toimialat: 0.00000000
# Aika ja tallentaminen Deposit vakuutetut Toimialat: 0.00000000
# Yhteensä Kotimaiset talletukset toimielinten: 0.00000000
# Yhteensä Kotimaa Talletukset: 2288647.00000000
# Talletukset (Branch) (ja tuhansia dollareita): 23042.00000000
# Taseen loppusumma: 2732473.00000000
# Vastaavaa koko ilmaisin: 7.00000000
# Vastaavaa 100M 300m lippu: 0.00000000
# Vastaavaa Yli 10B lippu: 0.00000000
# Vastaavaa 1B 3B lippu: 1.00000000
# Keskeneräiset 25M lippu: 0.00000000
# Vastaavaa 25m-50m lippu: 0.00000000
# Vastaavaa 300M ja 500M lippu: 0.00000000
# Vastaavaa 3B 10B lippu: 0.00000000
# Vastaavaa 500m 1B lippu: 0.00000000
# Vastaavaa 50m 100m lippu: 0.00000000
# Branch Kotipaikka ilmaisin: 1.00000000
# SOD Alue Book Number: 6
# Kotimaan Toimielin lippu: 1.00000000
# Office määrä: 32
# Office Type: OO
# Pääkonttori nimeäminen lippu: 0.00000000
# Branch nimeäminen lippu: 1.00000000
# Unique Identification Number (Branch): 289008.00000000
# Nimi (Branch)): Lebanon Branch
# Valtion Code (Branch): OR
# Valtion Nimi (Branch): Oregon
# Valtion numero (Branch): 41
# County Nimi (Branch): Linn
# Maa-numero (Branch): 43.00000000
# Valtion ja County numero (Branch): 41043
# City (Raportoitu) (Branch): Lebanon
# City (USPS) (Branch): Lebanon
# Osoite (Branch): 777 Park Street
# Postinumero (Branch): 97355
# FIPS CMSA Code (Branch): 0
# MSA-koodi (Branch): 0
# FIPS Maan nimi (Branch): United States
# Branch tyyppi: 11
# Consol / Arvioitu / Non-Dep: 0
# FDIC aluenumero Branch): 14
# FDIC Alueen nimi (Branch): San Francisco
# Soita Raportti lippu (Branch): 1.00000000
# TFR Raportti lippu (Branch): 0.00000000
# Raportti Päivämäärä: 0000-00-00 00:00:00
# Raportti Päivämäärä (VVKKPP): 2003-06-30
# Raportti Päivämäärä (YYMM): 2020-03-06
# Tietolähde tunnus: SIMS_O
# GEO_Census_Block_Group: 410430308003
# Yhdistetty tilasto Alueen nimi (laitos): Albany-Corvallis-Lebanon, OR
# Core tilastonimikkeistö Alueen nimi (laitos): Albany-Lebanon, OR
# Yhdistetty tilastoalueet (laitos): 102
# Core perusteella tilastoalueet (laitos): 10540
# Metropolitan tilastoalueet (Branch): 0
# Yhdistetty tilastoalueet (Branch): 102
# Yhdistetty tilasto Alueen nimi (Branch): Albany-Corvallis-Lebanon, OR
# Core perusteella tilastoalueet (Branch): 10540
# Core tilastonimikkeistö Alueen nimi (Branch): Albany-Lebanon, OR
# Metropolitan alueet Flag (Branch): 0
# Metropolitan alueet Flag (Branch): 0
# Micropolitan alueet Flag (Branch): 1
# Metropolitan tilastoalueet (laitos): 0
# Metropolitan alueet Flag (laitos): 0
# Metropolitan alueet Flag (laitos): 0
# Micropolitan alueet Flag (laitos): 1
# Teollisuuden erikoistuminen Group: 4.00000000
# Teollisuuden erikoistuminen Kuvaus: COMMERCIAL LENDING
# New England County kaupunkikeskus (Branch): 0.00000000
# New England County kaupunkikeskus (laitos): 0.00000000